This 3-bed, 2-bath residence in Monticello offers the flexibility of a non HOA setting while still providing comfortable everyday living. Thoughtfully planned, the interior provides 1,648 square feet of finished living space with an open, livable feel from room to room. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. The outdoor space includes approximately 33.49 acres, ideal for gardening, outdoor activities, or simply enjoying the seasons. With parking available, the home provides flexible options for families and visitors. Located in Monticello but outside a traditional subdivision, this home combines neighborhood convenience with a non HOA setting. With approximately 57 days on the market, this home is well positioned for the next owner. Currently offered at $649,000, this home delivers a strong combination of space, condition, and location.